Morris County Auto Accident Lawyer Fights for Injured Motorists
NJ Supreme Court certified trial attorney asserts your rights
A serious car accident can be a life-changing event, leaving you with physical challenges and chronic pain for years, if not the rest of your life. Making matters worse, if you attempt to represent yourself or if your attorney is not up to the task, you may never receive adequate compensation. But there’s no reason you should have financial insult added to physical injury. If you are hurt in a car crash, Kevin T. Kutyla, Esq. can help you obtain full and fair compensation. I have been fighting for victims of auto accidents in Morris County for more than 25 years. As one of the very few civil trial attorneys certified by the Supreme Court of New Jersey, I have the knowledge, experience and skill to deliver positive results in your case.
Proving liability in a Morris County auto accident
Morris County has a sizeable population of about half a million residents, and many of them commute to work in larger urban centers. These commuters contribute a great deal to traffic on major arteries such as I-80, I-287, and Routes 46, 202, and 24, and to congestion on the surface streets of Morristown, Madison, and Parsippany-Troy Hills. Unfortunately, not every driver is careful, resulting in accidents caused by distracted and inattentive driving as well as by illegal activity such as speeding or drunk driving. When you suffer a serious injury due to someone’s negligent or reckless driving, the situation cries out for justice. But without the specific knowledge and professional experience needed to deliver that justice, your case can fall far short of the true compensation you deserve. That’s why you should only trust your car accident case to a certified civil trial attorney. I know how to assemble the evidence to build a compelling case that delivers maximum results, and I am driven by genuine concern for my clients to give my all in every case I undertake.
New Jersey’s auto insurance laws can impede your recovery
New Jersey’s “choice” no-fault insurance law is supposed to make settling an auto accident claim easy and efficient, but too often it makes the situation harder for accident victims to get compensation for their injuries. At the time you purchase your insurance, you can decide whether to retain your full right to sue by purchasing a more expensive “standard” policy, or barter away part of your legal rights for immediate savings with a “basic” policy. Here are a few of the issues that can make it harder for you to get justice in a New Jersey traffic accident:
- Fighting with your own insurer — If you’ve chosen a basic policy, the no-fault insurance law requires you to file a claim with your own insurance company. You might think it would be easy to reach a settlement with the company you’ve been paying premiums to for years, but that’s not always so. After you report your accident, you won’t be dealing with the broker who sold you the policy. You’ll be dealing with a claims adjuster whose job is to save the company as much money as possible by paying as little as possible for your claim.
- Fighting for your right to sue — Again, if you have the basic policy, you cannot sue for pain and suffering compensation unless you have sustained a “serious injury,” which according to the law means death, dismemberment, loss of a fetus, significant disfigurement or significant scarring, a displaced fracture, or a permanent injury. What amounts to a “permanent injury” is open for debate, so this is one area of the law where an experienced attorney can really help.
- The uninsured at-fault driver — Even if you have overcome the hurdles to sue the at-fault driver, you may discover he or she has no insurance. At this point, you have to file a claim under your own uninsured motorist coverage (so you’re in an adversarial relationship with your own insurer), or you have to see if the driver has assets, such as a house or business, which you can attach to help satisfy your claim. These are serious impediments to your case, which only a determined and experienced attorney can help you overcome.
As much as we might like to think an insurance settlement can be quick and reasonable, that is rarely the case. Insurance companies are in the business of limiting claims against them. That means you need someone on your side whose business it is to maximize claims. That’s exactly what I do.
I take meticulous care when investigating the cause of your car accident. When necessary, I consult with qualified experts in accident reconstruction to determine where fault lies. I also interview witnesses and depose defendants to get their statements on record. By aggressively pursuing the evidence necessary to prove liability, I build a compelling case for your complete recovery.
Contact a Sussex County – Morris County car accident lawyer – board-certified in civil trial law
If you’ve been seriously injured in a car crash, choose an attorney who is capable of delivering positive results. For more than 25 years, Kevin T. Kutyla, Esq. has provided exemplary legal representation for victims of auto accidents in Sussex and Morris counties and throughout New Jersey. Call 862-354-8931 or contact me online to schedule an appointment. My office is conveniently located in Succasunna at 15 Commerce Boulevard, just off Route 10.